As the holidays approach, many homeowners in Ireland worry about how their insurance coverage may be affected. Here are a few things to keep in mind when it comes to your homeowners’ insurance and the holidays from the homeinsurerstg.wpenginepowered.com coverage:
- Increased travel may mean your home is left unoccupied for extended periods. Be sure to let the Homeinsurer.ie know if you’ll be away from home for an extended period, as this could affect your coverage.
- Holiday parties and gatherings can increase the risk of accidents or damage to your home. Ensure you have enough coverage to protect yourself in case of accidents or damage during a party or gathering.
- Remember that some decorations can be a fire hazard when decorating your holiday home. Ensure any candles, lights, or other decorations are placed safely and out of reach for children and pets.
By following these simple tips, you can help ensure that your holiday season is merry and bright – and that your homeowners’ insurance policy provides the protection you need in case of unforeseen accidents or damage.
The Christmas rush
The Christmas rush can be busy for everyone in Ireland, including HomeInsurer.ie. Here are a few ways the holidays can affect your coverage:
- Your rates may increase if guests stay with you over the holidays. Make sure to check with Homeinsurer.ie to see if there are any changes to your policy during this time.
- If you travel away from home for Christmas, let us know. Some policies restrict coverage if you’re not home for an extended period.
- Decorations can add a bit of risk to your home, so take them down before bedtime each night. And if you’re using candles, ensure they’re placed in safe areas where they can’t tip over.
New Year’s parties
New Year’s parties in Ireland are a great way to celebrate the end of one year and the start of another. However, before you get too excited about your party plans, it’s important to remember that your homeowners’ insurance policy may be affected.
If you’re planning on hosting a large party, it’s vital to let the Homeinsurer.ie know in advance. This is because your policy limit for liability coverage may need to be higher to cover all of your guests. You may purchase additional liability coverage or increase your coverage to be fully protected.
It’s also important to remember that any damage caused by your guests during the party will be covered by your homeowners’ insurance policy. So, if someone breaks a window or spills wine on your carpet, you won’t have to pay for the repairs out of pocket. However, any damage caused by intentional acts (such as vandalism) will not be covered.
So, while planning your New Year’s party, remember to take a few minutes to review your homeowners’ insurance policy. Doing so can ensure that you and your guests are fully protected in case of any accidents or mishaps.
The January sales
The January sales are a great time to snag a bargain on home insurance in Ireland. But before you head to the shops, be sure to check your policy first. Homeinsurer.ie offer special discounts for customers who buy our policy during sales.
If you’re planning on buying a new policy during the sale, compare prices and coverage options from different policies of ours before making a decision. And remember to read the fine print! Some policies may have hidden catches that could cost you more in the long run.
Valentine’s Day
Valentine’s Day is one of the most popular holidays in Ireland, and it can significantly impact your homeowners’ insurance. Here are a few things to keep in mind:
- We offer special discounts for couples who insure their home together. If you’re not currently insured with your partner, this could be an excellent time to switch to a joint policy.
- If you’re planning on hosting Valentine’s Day party, check your policy limits on events and gatherings. Some of our policies only cover small gatherings, while others will provide coverage for larger parties.
- If you’re buying gifts for your loved ones this Valentine’s Day, be sure to insure them against loss or theft. Homeowners’ insurance typically covers personal belongings, so your valuables will be protected in case of an accident or break-in.
Easter
As the most important religious holiday in the Christian calendar, Easter is a time for family, feasting and, of course, chocolate. But did you know that it can also affect your home insurance policy? Here are some of the ways that Easter can affect your cover:
- Easter eggs left around the house can attract burglars. Make sure to keep them out of sight and in a secure location to deter would-be thieves.
- Eggs hidden around the garden can attract vermin, such as rats and mice, which could cause damage to your property. Be sure to dispose of them properly.
- If you’re hosting an Easter party, there’s a higher risk of accidental damage happening to your home (e.g., spillages, broken glassware). Make sure you have adequate cover in place in case of any mishaps.
- If you travel away from home over the Easter break, remember to let Homeinsurer.ie know, as this could affect your coverage (e.g., if you have unoccupied property insurance).
Lastly, don’t forget to review your home insurance policy regularly to ensure it still meets your needs – especially if you’ve made any changes to your property since taking it out (e.g., installing a burglar alarm).
Conclusion
There are a few things to remember regarding your homeowners’ insurance in Ireland during the holidays. Make sure you have adequate coverage for any gifts you may be receiving and any parties or gatherings you may be hosting. You should also review your policy to make sure that your holiday decorations are covered in the event of damage or theft. Keep these tips in mind and enjoy a hassle-free holiday season with Homeinsurer.ie!